(408) 609-4114
Full-Service Insurance Agency
STOP OVERPAYING FOR
YOUR LIFE INSURANCE
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based on your qualifications
Protecting Families for Over 20 Years
MEET
our Team
Ronald Vargas
Milena Ruiz
Juan D. Garzon
Lina Mendez
Luis Rojas
Edwin Forero
Monika Munoz
Luis Delgado
EXPLORE OUR SERVICES
Most Popular Packages
Protect what matters most — your family.
From insurance to taxes and notary support, we’re your all-in-one agency for peace of mind.
Term Life Insurance
Flexible coverage that protects your loved ones financially
Permanent Life Insurance
Lifetime protection with steady cash value growth
Retirement Plan
Grow your savings and secure your future retirement
Home Protection
Reliable coverage to safeguard your home and assets
Health Insurance
Affordable protection for essential medical needs
Final Expenses
Plan ahead to ease financial stress for your family
ABOUT US
SILICON VALLEY INSURANCE AGENCY
We work diligently for and with our community, offering them financial advice tailored to their needs. We work with independent contractor insurance agents across the country who truly understand the value of life insurance and the impact it has on families. Independent agents near you help provide stability and security for your family after you've gone through final expense insurance.
Recognized Expert
Trusted by 3000+ Clients over 15+ Years
Awarded for Excellence in Financial Services
You Don't Need An ITIN
Or Social Security Card
You Don't Need An ITIN Or Social Security Card
Find protection for you and your family with just your passport. Contact us today for more information. We are known for providing peace of mind and a secure financial future, protecting families from any situation that could threaten their finances. We also open professional doors for people who love serving the community and want to achieve their dreams in the USA.
Frequently Asked Questions
Here are some answers that might be on your mind right now.
How much life insurance coverage should I get?
It depends on your income, lifestyle, and goals. A general rule is 10–15x your annual income, but I’ll help you find the right amount based on your unique situation.
Can I get life insurance without a medical exam?
Yes! Many carriers offer no-exam life insurance — all you do is answer a few health questions. It’s quick, painless, and you could get approved in as little as 24–48 hours.
What’s the difference between term and whole life insurance?
Term life gives you coverage for a set period (like 20 or 30 years) and is usually the most affordable. Whole life or permanent insurance lasts your entire life and builds cash value over time.
What is an IUL and how can it help me?
An Indexed Universal Life (IUL) policy builds tax-free cash value that grows with the market (without the downside risk). You can legally borrow from your policy’s value later — tax-free — and use it for anything: retirement, real estate, or business moves. It’s a powerful wealth-building tool, not just insurance.
